QROPS Transfer by MII Solutionz
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India's Trusted QROPS Specialists · UK pension transfer support for NRIs

Bring Your UK Pension Home to India — Clearly and Compliantly.

Work with MII Solutionz to understand your UK pension options, compare eligible Indian receiving schemes and coordinate the transfer paperwork. Founder Mir Kazim Ali brings UK pension transfer experience dating back to 2013.

Calculate Your Transfer Value Speak to a QROPS Expert

UK pension transfer support for NRIs · 13+ Years Expertise · Free, No-Obligation Assessment

Read the transcriptSound is off. Captions are included.
UK and Irish pension options in 58 seconds, with Mir Kazim Ali.
13+ Years Proven Expertise
₹150 Cr+ Retirement & insurance business facilitated
Personal support Case-specific review
Direct contact Speak with our team about your next step

Make a Clear Plan for Your UK Pension

Returning to India brings new retirement questions. Compare keeping your UK pension with eligible transfer options before choosing your next step.

Questions to Resolve

  • Currency & Inflation Risk. Exchange rates can move either way. Compare the currency of your pension income with your future spending and allow for inflation.
  • Compliance and tax pitfalls. An unauthorised payment is generally charged at 40%, with a further 15% surcharge only where statutory conditions apply. Other transfer charges may also depend on the facts.
  • Fragmented Portfolios. Different providers can mean different statements, charges and retirement options. Bring the details together before considering consolidation.

How We Help

  • Planning around your retirement. Explore how income, currency and access options fit the life you plan to lead in India.
  • Live-list and rule checks. Any proposed scheme must be checked on the current GOV.UK notification list and every transfer condition reviewed. Inclusion is not approval and does not guarantee charge avoidance.
  • A clearer view of your pensions. Organise existing benefits and compare any proposed scheme's costs and withdrawal terms before moving funds.

HOW IT WORKS

Five Steps. Zero Stress.

Eligibility Check

We review the pension type, residence and goals, then identify whether any overseas option can proceed to regulated suitability and tax review. The GOV.UK ROPS notification list published 15 September 2026 includes Indian schemes (checked 26 September 2026).

transfer-rule and charge review

The proposed scheme, member circumstances and potential charges are reviewed against the rules in force. This review does not guarantee compliance or a charge outcome.

Transfer Blueprint

You receive a case-specific summary of available options, open questions, possible charges and advice requirements; no tax saving is promised.

End-to-End Execution

If an eligible and suitable receiving scheme is identified, paperwork and provider coordination can be scoped for that specific case.

Funds Land. You're Home.

Any permitted transfer settles directly with the verified receiving provider. Indian receiving options are assessed by exact scheme name and current provider terms.

2026 QROPS guide for NRIs reviewing a UK pension while connected with India

2026 FLAGSHIP GUIDE

Understand HMRC eligibility, the 25% Overseas Transfer Charge, India tax considerations, realistic timelines and the documents needed before you make a decision.

Read the complete 2026 QROPS guide

Questions to resolve before a pension transfer

PROVIDERS WE COMMONLY WORK WITH

We routinely handle transfers from the UK's leading pension providers, so your scheme is in familiar hands.

PENSION PLANNING QUESTIONS

Where Are You in Your Retirement Journey?

Three common starting points for a conversation about your pension.

Returning to India

Understand the transfer process

Start with your pension type, current benefits and residence plans. Find out which documents and provider checks come next.

Read the transfer steps →
Comparing Options

Keep or transfer your pension?

Compare the pension you already have with an eligible overseas scheme, including benefits, fees, income and currency.

Compare your options →
Planning the Costs

Know what to ask about fees

Request a written breakdown of one-off and ongoing charges, including any provider, advice and currency costs.

See the fee checklist →

WHAT OUR CLIENTS SAY

Trusted by NRIs Across India

5.0 on Google · 6 Reviews

The team made transferring my UK pension to India completely stress-free. Every step was explained clearly and the whole process was faster than I expected.

Aditya Srivastava

Aditya Srivastava

Local Guide · Bengaluru

I was worried about HMRC rules and tax penalties, but they handled all the compliance for me. My QROPS transfer went through without a single hitch.

Ajinkya Bagade

Ajinkya Bagade

Bengaluru

Genuinely professional and responsive throughout. They consolidated two old pensions into one India-based scheme and kept me updated at every stage.

Banashree M.

Banashree M.

Verified Client

After years of leaving my UK pension untouched, they helped me bring it home safely. Clear advice, full transparency, and zero pressure.

Manish Pode

Manish Pode

Verified Client

From the first call to the funds landing in India, the experience was seamless. I'd recommend them to any NRI thinking about a QROPS transfer.

Sudheer Nakka

Sudheer Nakka

Verified Client

FREE ASSESSMENT

Ready to bring your pension home?

Tell us a little about your UK pension and we'll come back with a clear, no-obligation view of your transfer options. Every assessment is educational and case-specific; regulated pension and tax advice may be required.

Your details are processed in line with GDPR and used only to prepare your QROPS assessment. Transfers are routed exclusively through overseas receiving schemes with current GOV.UK notification-list entries.

Case-specific review 100% confidential. No spam. No obligation.

Free QROPS Assessment

Get your transfer plan

Takes under a minute. Our team replies within one working day.

By submitting, you agree to our privacy policy. We'll never share your details.

Frequently Asked Questions

QROPS means Qualifying Recognised Overseas Pension Scheme. Qualifying status is determined by statutory tests. A GOV.UK ROPS notification-list entry is only one due-diligence check and is not approval, verification, recommendation, suitability assurance or a tax guarantee.

An overseas transfer is permitted only when the member, benefits, receiving scheme and transaction meet the rules in force. The GOV.UK ROPS notification list published 15 September 2026 includes Indian schemes (checked 26 September 2026). Provider and regulatory status must be checked independently.

The 25% Overseas Transfer Charge and unauthorised-payment rules depend on the member, benefits, receiving scheme and transaction. List inclusion alone does not determine the result. A case-specific review is required, and no compliance or charge-avoidance outcome is guaranteed.

Most transfers complete within a few weeks to a few months. The timeline depends on your ceding UK provider's response times and how quickly documents are returned. Straightforward cases can settle in under two months, while multiple or complex schemes can take longer.

Typically you'll need photo ID, proof of address, your most recent UK pension statement, and your provider and policy details. Depending on the scheme we may also request proof of overseas residence. We give you a personalised checklist once we've reviewed your case.

Often, yes. Many defined-contribution pensions can be transferred even after you've retired, provided you have not yet purchased an annuity. Eligibility depends on your specific scheme, so we review your arrangements first and confirm whether a transfer is possible.

Your QROPS continues to exist if you move back to the UK, but UK tax treatment may change once you become a UK resident again. Returning can affect how withdrawals are taxed, so we recommend reviewing your position with an adviser before and after any move.

Yes. Indian schemes appear on the GOV.UK ROPS notification list, including HDFC Life Guaranteed Pension Plan and ICICI Pru Guaranteed Pension Plan (list published 15 September 2026; checked 26 September 2026). Check the exact scheme name, current acceptance terms, eligibility, fees and tax position before deciding. List inclusion is not HMRC approval or a guarantee of suitability.