India's Most Trusted QROPS Specialists · HMRC-Approved Transfers
Stop letting UK taxes and exchange-rate swings eat your retirement savings. We execute direct, HMRC-approved transfers with zero UK tax, zero penalties, and total compliance. Check your eligibility in 2 minutes.
100% HMRC-Approved QROPS · 13+ Years Expertise · Free, No-Obligation Assessment
₹150 Cr+
UK pensions transferred to India
Leaving a UK pension untouched after you move home quietly erodes its value. Here is the difference between drifting and a guided transfer.
HOW IT WORKS
We review your scheme, residency, and goals to confirm your UK pension can be transferred to a QROPS in India.
Our specialists verify every detail against current HMRC rules so your transfer stays fully compliant and penalty-free.
You receive a clear, personalised plan covering scheme choice, timelines, and the tax-efficient route home for your savings.
We handle the paperwork and coordinate with UK providers and your QROPS scheme, keeping you updated at every stage.
Your pension settles into its new India-based scheme, consolidated and ready to support the retirement you planned for.
PROVIDERS WE COMMONLY WORK WITH
We routinely handle transfers from the UK's leading pension providers, so your scheme is in familiar hands.
REAL TRANSFER SCENARIOS
Every pension is different. Here are three real-world situations we've guided NRIs through, from quick moves to last-minute transfers.
A client in Bengaluru came to us early, well before retirement. With paperwork in order from day one, we cleared HMRC compliance and completed the transfer in just 58 days — a fast, smooth move with no surprises.
This transfer was heading straight into a costly tax charge. We restructured the route through a qualifying QROPS scheme, kept everything fully HMRC-compliant, and protected the pot from penalties of up to 55%.
With only four years to retirement, this client feared it was too late to move. We confirmed eligibility, consolidated the pension in India, and set up flexible withdrawals timed perfectly for the years ahead.
WHAT OUR CLIENTS SAY
The team made transferring my UK pension to India completely stress-free. Every step was explained clearly and the whole process was faster than I expected.
Aditya Srivastava
Local Guide · Bengaluru
I was worried about HMRC rules and tax penalties, but they handled all the compliance for me. My QROPS transfer went through without a single hitch.
Ajinkya Bagade
Bengaluru
Genuinely professional and responsive throughout. They consolidated two old pensions into one India-based scheme and kept me updated at every stage.
Banashree M.
Verified Client
After years of leaving my UK pension untouched, they helped me bring it home safely. Clear advice, full transparency, and zero pressure.
Manish Pode
Verified Client
From the first call to the funds landing in India, the experience was seamless. I'd recommend them to any NRI thinking about a QROPS transfer.
Sudheer Nakka
Verified Client
FREE ASSESSMENT
Tell us a little about your UK pension and we'll come back with a clear, no-obligation view of your transfer options. Every assessment is handled by QROPS specialists, in full HMRC compliance.
Your details are processed in line with GDPR and used only to prepare your QROPS assessment. Transfers are routed exclusively through HMRC-recognised QROPS schemes.
Free QROPS Assessment
Takes under a minute. Our team replies within one working day.
QROPS stands for Qualifying Recognised Overseas Pension Scheme — an overseas pension scheme that HMRC recognises as able to receive transfers from UK registered pensions. You move your UK pension into an HMRC-recognised scheme based where you live, so your retirement savings sit closer to home while staying within UK rules.
Yes, when it is done correctly. Transfers must go to an HMRC-recognised QROPS and follow HMRC rules to avoid penalties. We handle the eligibility checks, compliance review and paperwork end to end, so your funds move through approved, regulated channels at every stage.
A compliant transfer to an HMRC-recognised QROPS is not normally subject to UK transfer charges. Penalties of up to 55% usually arise only from unauthorised or mishandled transfers. We structure each transfer to keep it compliant, and we always recommend confirming your personal position with a tax adviser.
Most transfers complete within a few weeks to a few months. The timeline depends on your ceding UK provider's response times and how quickly documents are returned. Straightforward cases can settle in under two months, while multiple or complex schemes can take longer.
Typically you'll need photo ID, proof of address, your most recent UK pension statement, and your provider and policy details. Depending on the scheme we may also request proof of overseas residence. We give you a personalised checklist once we've reviewed your case.
Often, yes. Many defined-contribution pensions can be transferred even after you've retired, provided you have not yet purchased an annuity. Eligibility depends on your specific scheme, so we review your arrangements first and confirm whether a transfer is possible.
Your QROPS continues to exist if you move back to the UK, but UK tax treatment may change once you become a UK resident again. Returning can affect how withdrawals are taxed, so we recommend reviewing your position with an adviser before and after any move.
Only schemes that appear on HMRC's recognised overseas pension scheme (ROPS) list can accept a transfer, and that list changes over time. We check current HMRC-recognised options for India as part of your assessment and match you to a scheme that fits your circumstances.