MII Private Wealth · Beyond QROPS
UK pension education can form one part of a wider plan. MII Private Wealth pulls together — wealth advisory, INR-denominated investments, life and health insurance, and inheritance planning — into a single, joined-up plan for NRIs and global Indians.
Educational assessment · 13+ years · NRI specialists · One team across UK and India
Four Pillars
QROPS, advisory, investments and insurance — designed to talk to each other so nothing falls through the cracks.
Education on benefit type, statutory tests, live-list status, tax, charges and suitability. The GOV.UK ROPS notification list published 15 September 2026 includes Indian schemes (checked 26 September 2026).
A single financial plan that maps UK and Indian assets, residency timing, retirement income, tax positioning and inheritance — not a product pitch.
INR-denominated portfolios for NRIs — mutual funds, AIFs, sovereign instruments and global funds — sized to your risk profile and retirement horizon.
Life, health, term and critical-illness cover for NRIs — including portability between UK and India and family floater plans for parents at home.
Why MII Private Wealth
Most NRIs juggle four advisors. We replace that with one — without losing depth.
Pension and retirement-income decisions affect tax, which affects investments, which affect insurance need. We see them as one system, not four silos.
UK pension rules and Indian intermediary registrations must be checked independently. We work the DTAA, not around it.
We don't push proprietary products. Recommendations follow the plan, not the other way around.
Who We Serve
Building a pension, planning a future return. We help you structure the UK side now so the move home is smooth later.
Already booked the move? We provide UK pension option education and coordinate separate INR investment planning, and Indian health cover all in one engagement.
You're back. UK pension still in pounds, Indian investments scattered, parents need cover. One plan ties it together.
Stayed abroad for the long haul. Cross-border savings, education planning for kids, portable insurance.
Multiple income sources, multiple jurisdictions, multiple goals. Discreet, single-point-of-contact wealth coordination.
From 6 April 2027, most unused pension funds enter the IHT estate calculation. Exemptions, bands, residence history, Indian assets and succession arrangements should be modelled together.
Talk to MII Private Wealth
Tell us where you are in life. We'll map what your cross-border financial picture should look like — pension, investments, insurance, all of it — and what changing it would take.