Our Services · QROPS Transfer for NRIs
Practical support for UK pension holders: initial assessment, receiving-scheme research, document preparation and provider coordination. We explain the steps and costs, with regulated advice where the case requires it.
Educational guidance · Individual eligibility, tax and suitability checks required
Six Specialist Services
Each stage is scoped to the individual case. Assessment does not establish that a receiving scheme exists or that a transfer is suitable. Start with our educational guide to overseas pension options.
We classify the pension and check the live GOV.UK notification list, then identify eligibility and suitability questions for an appropriately regulated adviser.
Detailed suitability and charge-band analysis to assess whether the 25% Overseas Transfer Charge or unauthorised-payment charges could apply; no outcome is guaranteed.
Document requirements can be confirmed only for an exact proposed route, and each provider decides whether a submission is complete.
Research begins with the exact legal scheme and separate statutory, live-list, provider, tax, charge and suitability checks. The GOV.UK ROPS notification list published 15 September 2026 includes Indian schemes (checked 26 September 2026).
Multiple pensions can be inventoried and compared, but consolidation depends on a genuine eligible and suitable option and regulated advice where required.
Provider coordination can be scoped only if an eligible and suitable receiving option is independently established. Each provider controls acceptance, documents and timing.
Add-on Support
QROPS is the start. Most NRIs eventually want help with what comes after — drawdown, tax planning, beneficiary nomination.
Lump sum, regular income, or a mix — modelled against your residency, tax position and lifestyle, so you draw efficiently rather than reactively. See how QROPS lump sum withdrawal in India works.
DTAA application, residency tests, the 25% Overseas Transfer Charge, and Indian taxation of QROPS proceeds — all on one page, in plain English. Understand the tax risks of UK pension encashment in India before you cash out.
Beneficiary nomination and the enacted 6 April 2027 pension IHT rules should be reviewed against the member’s whole estate, exemptions and long-term residence. A QROPS is not an automatic IHT escape.
Why MII Solutionz
Here's why NRIs choose us as their trusted QROPS advisor in India.
QROPS is what we do, all day, every day. Not a side service.
Forms and checks vary by provider and scheme type.
Paperwork that holds up to scrutiny on both sides.
Funds flow provider-to-provider. We never touch them.
Ask for the service scope and a written breakdown of charges before committing.
One team handles UK provider liaison, HMRC paperwork, and overseas receiving scheme onboarding.
Start with a Free Assessment
Tell us about your scheme. We can outline available educational information, checks and advice requirements; eligibility, cost, timing and tax treatment remain case-specific.
MII Solutionz supports pension information gathering, scheme research, documentation and provider coordination. Advice requiring specific regulatory permission must be provided by a professional holding that permission.
For a transfer from safeguarded benefits worth more than £30,000 to flexible benefits, appropriate independent advice from an FCA-authorised firm with the relevant pension-transfer permission is required. This is a requirement of the pension type, separate from our coordination service. Read the FCA guidance.
Before proceeding, ask for a written breakdown of service fees, any commission, receiving-scheme charges, advice costs and currency costs. Protections depend on the firm, activity and product; check the named provider and adviser for your case.
FEES AND COSTS
The initial assessment is free. A total transfer cost depends on your pension, the proposed scheme and the services needed.
Before you decide, request a written quote separating the following items. Ask which charges are fixed amounts or percentages, who receives them, when they are payable and whether tax is included.
Compare the first-year total and ongoing annual cost with keeping your current pension. Any transfer tax is separate from service fees; ask your adviser to assess it for your circumstances. There is no universal fee or minimum pension value quoted on this page.
Request your free initial assessment or compare keeping and transferring your pension.