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QROPS Inheritance: Passing on Your UK Pension to Heirs

calendar_today November 19, 2025 schedule 9 Min Read

One of the most significant advantages of a QROPS transfer is the ability to pass your remaining pension corpus to your beneficiaries without the heavy UK Inheritance Tax (IHT) burden.

shield How QROPS Protects Your Legacy

Unlike many UK schemes that may limit benefits to spouses or dependants, Indian QROPS can often be structured to pass the entire remaining fund to named beneficiaries.

lightbulb The QROPS Advantage

By moving your pension outside the UK tax net, you effectively ring-fence it from UK IHT, provided you remain a non-UK resident for the required period.

Key Inheritance Benefits

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Named Beneficiaries

Directly nominate who receives your pension corpus

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No UK IHT

40% UK Inheritance Tax does not apply

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Faster Settlement

Indian succession laws apply for quicker processing

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Asset Protection

Protected from creditors in most scenarios

Protect Your Family's Future

Learn how to structure your QROPS specifically for estate planning and legacy protection. Our experts can help you set up proper beneficiary nominations.

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