NRI Mutual Funds
Equity, debt and hybrid mutual funds open to NRIs via NRE/NRO accounts. The workhorse of most NRI portfolios — liquid, transparent, SEBI-regulated.
- Equity / debt / hybrid
- NRE-NRO routing
- SIPs supported
MII Investments · For NRIs & Global Indians
NRI investing in India, done properly.
Mutual funds, AIFs, sovereign instruments and global feeder funds — sized to your risk profile, residency status and retirement timeline. Built for NRE/NRO accounts and reviewed quarterly.
SEBI-registered partners · NRE/NRO-aligned · Quarterly reviews
Five NRI Investment Categories
Built for the Indian rupee, sized for your goals.
Most NRI portfolios use 3–4 of the categories below. We size the mix to your residency status and retirement horizon.
Alternative Investment Funds (AIFs)
Category I, II and III AIFs for accredited NRI investors. Private equity, structured credit, long-short equity — for portfolios that need diversification beyond the listed market.
- Cat I / II / III
- Accredited investors
- SEBI-registered
Sovereign & Fixed Income
RBI Floating Rate Bonds, Sovereign Gold Bonds, government securities, and high-grade corporate fixed income — the stable INR backbone of any retirement portfolio.
- Sovereign Gold Bonds
- RBI bonds
- Corporate fixed income
Global Funds (Indian-domiciled)
Indian-domiciled funds with international equity exposure — US, developed-market and emerging-market funds. Useful for diversification without LRS friction.
- US large-cap exposure
- EM & DM funds
- INR-denominated
PMS (Portfolio Management)
Discretionary or non-discretionary PMS with SEBI-registered managers. For NRIs who want a concentrated equity strategy with named-stock visibility.
- Discretionary / Non-discretionary
- Direct stock holdings
- NRI-friendly managers
QROPS-funded portfolios
Once your UK pension lands as an Indian QROPS, the underlying allocation is built from the categories above — with a retirement-income lens, not an accumulation lens.
- Income-first design
- Drawdown-aware
- Tax-efficient
Three Indicative Profiles
How allocations actually look.
Indicative only. Real portfolios are sized to your specific situation after a full risk profile.
Income, low drawdown
~25% equity / ~65% fixed income / ~10% gold. Suits NRIs at or near retirement. Target: protect capital, draw stable income.
Steady growth, controlled risk
~55% equity / ~35% fixed income / ~10% gold & alternatives. Suits NRIs 7–15 years from retirement. Default for most clients.
Long horizon, accept volatility
~75% equity (with global tilt) / ~15% fixed income / ~10% alternatives. Suits younger NRIs in active accumulation.
Why MII Investments
NRI-first by design.
NRE / NRO routing
Every option is screened for NRI account compatibility from day one.
Tax position modelled
TDS, capital-gains tax and DTAA relief modelled before recommendations land.
Quarterly reviews
Performance, allocation drift and rebalancing — every quarter, in writing.
QROPS integration
If your QROPS settles in India, the same team builds the underlying portfolio.
SEBI-registered partners
All execution via SEBI-registered intermediaries. Money never moves through us.
Transparent fees
No commission-driven recommendations. Fee-only or AUM-based, agreed upfront.
Build Your NRI Portfolio
Get a tailored investment plan, free.
Tell us your goals, residency status and risk appetite. We'll come back with a draft allocation across the right NRI categories — with the tax and account-routing already worked through.