MII Insurance · For NRIs & Global Indians
Term life, health, critical illness and parents' family floater plans — designed for NRIs returning home, NRIs staying abroad, and the parents you've left in India. We work with India's top insurers to find the right cover, at the right price.
Insurer and intermediary registration must be checked independently · Product terms and remuneration should be disclosed
Four Cover Categories
Pure-protection cover at minimal cost — a common starting point is 10–15 times annual income, adjusted for debts, dependants and existing assets. We compare NRI-friendly insurers, medical-underwriting options and policy payout terms.
Comprehensive Indian health cover with international treatment riders. Useful when you're back in India for visits, on relocation, or as a permanent health backstop.
Lump-sum payout on diagnosis of major illness — cancer, heart attack, stroke and more. Especially useful for NRIs, where treatment decisions span countries and cash matters fast.
Comprehensive health cover for the parents you've left back home in India. Senior-citizen-friendly plans, manageable claims, and you can pay from anywhere in the world.
Why MII Insurance
We compare across HDFC Life, ICICI Prudential, Tata AIA, Max Life, Bajaj Allianz, Care Health and others — instead of pushing one brand.
Currency, residency, age-band and tax positioning are all considered before we shortlist. No "domestic-only" surprises.
We translate exclusions, waiting periods and claim ratios into one comparison table. Decide with eyes open.
Before You Buy
Premium is only one input. Eligibility, disclosures, exclusions, claim servicing and where your family will live matter more.
Ask whether the insurer accepts your country of residence, where medical tests can be completed, and whether travel or relocation changes cover. Get each answer in writing before paying.
Include diagnoses, medication, hazardous work, sports and existing policies. A complete proposal form gives your family a stronger claim record than an application completed from memory by an intermediary.
Compare waiting periods, exclusions, hospital networks, room-rent limits, co-payments, currency and document requirements. Record who a family member should contact from India or overseas.
Comparison Checklist
Insurance availability and terms depend on underwriting and the insurer's current policy wording. MII Solutionz does not guarantee acceptance or claim payment; read the final policy schedule and exclusions before purchase.
Get an Insurance Plan
Family details, age, current cover (if any) and what worries you most. We come back with a shortlist, an honest comparison and a recommendation — fee-only, no commission noise.