Free QROPS eligibility assessment
The pension type and live notification-list position should be checked before any recommendation by an appropriately authorised adviser.
QROPS Advisor India · UK Pension Transfer for NRIs
Educational QROPS and UK Pension Transfer Guidance for India
This page explains QROPS statutory tests, live-list checks and questions for regulated advisers. Indian schemes appear on the GOV.UK ROPS notification list. Scheme selection depends on your circumstances and provider acceptance.
Educational guidance · Individual eligibility, tax and suitability checks required
What a QROPS Advisor Actually Does
Why you need an advisor, not a DIY transfer
A UK-to-India pension transfer touches GOV.UK ROPS notification list, your UK ceding provider's rules, and Indian tax and remittance regulations all at once. Missing one step can be costly.
Transfer-rule and charge review
Potential Overseas Transfer Charge and unauthorised-payment consequences must be assessed case by case. Screening is not a compliance or charge guarantee.
Document Requirements Review
Document requirements can be confirmed only for an exact proposed route, and each provider decides whether a submission is complete.
Receiving-scheme research
Research begins with the exact legal scheme and separate statutory, live-list, provider, tax, charge and suitability checks. The GOV.UK ROPS notification list published 15 September 2026 includes Indian schemes (checked 26 September 2026).
Multi-pension consolidation
Multiple pensions can be reviewed for possible consolidation, but each pension’s guarantees, fees and transfer terms must be compared before any recommendation.
Conditional provider coordination
Provider coordination can be scoped only if an eligible and suitable receiving option is independently established. Each provider controls acceptance, documents and timing.
Why the Right Advisor Matters
The cost of getting QROPS advice wrong
Regulated pension and tax advice may be required. Educational support cannot establish suitability, compliance or a charge outcome.
Unauthorised payment charge
An unauthorised payment is generally charged at 40%, with a further 15% surcharge only where statutory conditions apply. Statutory status, live-list information and all transaction conditions require separate checks.
Notification is only one check
The GOV.UK list records notifications. It does not establish statutory status, approval, verification, regulation, suitability or tax treatment.
UK and India, modelled together
The Overseas Transfer Charge, DTAA application, and Indian taxation of QROPS proceeds all need to be modelled together — a DIY transfer usually misses at least one.
What Makes MII Solutionz Different
Specialist QROPS advice, not a generalist add-on
13+ years specialist experience
QROPS is what we do, all day, every day. Not a side service.
Individual case review
Each case depends on scheme rules, residence, tax and suitability.
Different UK ceding-provider processes
Forms and checks vary by provider and scheme type.
Transparent, capped pricing
You know the fee before you commit. No percentage-based gotchas.
Direct settlement, no middlemen
Funds flow provider-to-provider. We never touch them.
provider and statutory requirements
Paperwork that holds up to scrutiny on both sides.
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Related pages
Our full service
See the six specialist services behind every transfer. View services →
The transfer process
A step-by-step look at how your money moves. See the process →
Our story
13+ years specialising in NRI pension transfers. About us →
Talk to us
Start your free QROPS assessment today. Contact us →
Start with a Free Assessment
Ten minutes is all it takes to know where your UK pension stands.
Tell us about your scheme. We can outline the factual checks and advice questions; eligibility, cost, timing, suitability and tax treatment are case-specific.